The Accounting EffectInc.
Knoxville, Tennessee, and anywhere you are.

Your books are something you can understand, and we can help.

Clean books, one flat monthly fee agreed before we start, and helping you understand your financials, every time.

You’ll know your options before we begin.

Message from your bookkeeper

Everything is reconciled through March. There are just a couple of things for you to review. Let me know a good time to touch base.

Sent each monthOn time

From this… to this.

Here’s what the first ninety days with us usually looks like.

Right nowwith us
A shoebox, a banking app, and a bad feeling
Every account reconciled, every single month
“I’ll figure it out at tax time”
Books closed and in your inbox by the 20th
Guessing whether last month was actually good
A one-page report you can read in two minutes
Surprise invoices from your accountant
One flat monthly fee, agreed before we start
Emailing twice and hearing nothing back
A real answer the same business day
Handing your CPA a mess in March
Handing your CPA a clean file in January

We already speak your language.

Every industry has its own challenges. We can help.

Law firms & solo attorneys Realtors & brokerages Property management Construction & trades Landscaping Commercial cleaning Auto shops & mechanics

Don’t see yourself on the list? That’s fine. If you send invoices and pay bills, we can help. The industry just changes the vocabulary.

Our Proven Bookkeeping Process

Six steps. No mystery, no jargon, and you always know what’s next.

1

Discovery Call

Free, 30–45 minutes. We listen to how your business actually runs and tell you straight whether we’re a fit.

2

QuickBooks Audit

An honest read of your file. You get a list of what needs to be done to get your books in order.

3

Cleanup & Setup

We fix what’s behind and rebuild the setup so it stays fixed. One time, done properly.

4

Monthly Rhythm

Reconciled, categorized, closed, reported. Same schedule every month, so you stop wondering.

5

Quarterly Review

We sit down together and talk about what the numbers are telling you, in plain English.

6

Year-End Handoff

Your CPA gets a clean, complete file. You get your January evenings back.

You’ll always know who you’re talking to.

No call center, no rotating account manager. Just us.

Rachel Karnoscak

Rachel Karnoscak

Principal & Client CFO

Rachel founded The Accounting Effect Inc. in 2007 and has led the firm since. She works directly with owners as their fractional CFO, translating the numbers into clear decisions about cash, profitability, and growth. Clients tend to be surprised that a conversation about their financials can be easy and personable. Outside the office, she’s on her five acres with her two daughters and two dogs.

Catie Hein-Carter

Catie Hein-Carter

Systems Coordinator & Head Bookkeeper

Catie moved from the corporate world into accounting in 2021 and now oversees the firm’s day-to-day operations. She manages the client bookkeeping, the monthly reporting cycle, and the systems that keep every client on schedule. She’ll tell you the best parts of the job are working alongside her sister and keeping room for a full life outside of work.

the part that makes it easy

One flat monthly fee, agreed before we start. No surprise invoices, ever.

You don’t get billed for asking a question. Call us, email us, forward us the weird message from the bank. It’s all in the fee you already agreed to.

Let’s just talk about it.

Thirty minutes, free, no obligation. Bring your messiest question. We’ve heard worse.

That didn’t send. Please email us directly at rachel@theaccountingeffect.com and we’ll pick it up from there.

Thank you. That came through.

We read every one of these ourselves, and we reply the same business day. If it’s urgent, call us at 224.656.3345.